nzherald headlines Personal savings present savvy loan option Before you start house-hunting, you need to figure out how much you can afford to borrow. Part of those discussions with the bank will involve the structure a mortgage might take.One of the more innovative is the Bank of New Zealand's... Teen wagging school killed in crash A teenage passenger, killed when the ute she was in flipped on the Kapiti Coast yesterday, was wagging school.Tiana Law, 16, died instantly after being thrown from a Toyota Hilux Surf when the driver lost control on a gravel road... Home building up 7.4pc in December The seasonally adjusted volume of residential building activity rose 7.4 per cent in the December quarter, while non-residential volume fell 6.1 per cent.That left the seasonally adjusted change in the volume of all building work... Belfast signals 'end to decades of strife' The last piece of devolution to Northern Ireland was slotted into place in Belfast yesterday in a move hailed by British Prime Minister Gordon Brown as, "the final end to decades of strife".The approval for the transfer of policing... 3D TVs hit US electronics stores NEW YORK - Samsung and Panasonic will start selling 3D TVs in US stores this week, inaugurating what TV makers hope is the era of 3D viewing in the living room.Samsung announced Tuesday that it is selling two 3D sets. Combined... Editorial: Changes will restore faith in KiwiSaver Commerce Minister Simon Power deserves praise for his decision to fast-track tougher reporting requirements for all KiwiSaver providers. Not so David Ireland, the chairman of superannuation industry body Workplace Savings, who... Garth George: Sterilisation only a barbed band-aid fix What if a doctor, confronted with a suppurating sore or a cancerous growth, were to react in shock and anger, slap on a dressing and send the patient on his or her way?Underneath the dressing the sore or the tumour would continue... Key confirms public service mergers likely Some public service mergers were likely to go ahead with resulting job losses, Prime Minister John Key said today.The Dominion Post has reported that mergers were planned in the Internal Affairs, Research, Science and Technology,... Yachting: Lucky escape for Team NZ Team New Zealand maintained their unbeaten start to the Louis Vuitton Trophy yachting regatta when they beat Britain's Team Origin in today's first race of the day off Auckland.Team Origin failed to complete the course on the... England: Height of success There was a time when I was convinced Birmingham was the most glamorous city in the universe. The year was 1984. I was 14 and obsessed with Duran Duran. The walls of my bedroom were smothered with pages ripped out of Smash Hits ... | 
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